FinTech & Banking
Institutional Memory for Autonomous Finance.
When a $5M loan is approved, prove it matched your risk appetite and past expert judgment. Defensible by Design.
Trusted by Leading Financial InstitutionsCommercial BanksCredit UnionsFinTech LendersInvestment FirmsRisk Management
The Stakes
Risk
The Regulatory Liability Gap
Your lending agents are making million-dollar decisions in a black box. When regulators ask why a loan was approved, 'the AI did it' is not a defense.
Solution
The Credit Decision Trace
Mala weaves every loan approval through your credit risk policy, FINRA/SEC compliance rules, and executive oversight thresholds - creating an immutable audit trail.
The Architecture
01
The Loom
Zero touch. Total awareness.
Learn More →02
The Pattern
Institutional wisdom. On tap.
Learn More →03
The Seal
The Black Box for the Enterprise.
Learn More →Defensible by Design
Audit-Ready Autonomous Lending.
Move from 'I hope we're compliant' to an irrefutable record of every authorized credit decision.
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