mala.dev
fintech

AI Governance for
Financial Services

Meet regulatory demands before they become regulatory fines.

$100M+
Average regulatory fine for AI failures
SR 11-7
OCC Model Risk Management
2 hrs
Time to compliance
The Challenge

The FinTech Compliance Challenge

Your AI agents are approving loans, flagging fraud, and making trading decisions. Regulators don't just want to know what happened - they want to know why, with evidence that stands up to examination.

Regulatory Frameworks
SR 11-7
OCC Model Risk Management

Requires comprehensive model validation, ongoing monitoring, and documentation of model limitations.

GLBA
Gramm-Leach-Bliley Act

Mandates safeguards for customer financial information and audit trails for data access.

SOX
Sarbanes-Oxley Act

Requires internal controls and audit trails for financial reporting decisions.

Basel III/IV
Capital Requirements

Demands transparent risk models with explainable decision rationale.

ECOA
Equal Credit Opportunity Act

Requires documentation of fair lending decisions and adverse action reasons.

Use Cases
01

Credit Decisioning

Capture the full context of every loan approval or denial, including the precedents and policies that informed the decision.

→ Defend fair lending compliance with cryptographic proof

02

Fraud Detection

Document why transactions were flagged or approved, with complete decision lineage.

→ Reduce false positive investigations with clear reasoning

03

Trading Algorithms

Seal every trading decision with the market context and risk parameters that applied.

→ Meet MiFID II and SEC best execution requirements

In Their Words

"Case study coming soon"

Fortune 500 Bank
Chief Compliance Officer
Private Alpha
Ready to close the compliance gap?

Join our private alpha for financial services. Hands-on implementation support included.

Schedule FinTech Demo